The San Francisco Small Business Development Center is hosting another Restaurant Series class presented by Louise Dawson from Five Star Restaurant Consultants and Julie Chendes from Next Level Strategies. How to Hire and Train Great Employees gives you strategies that recruiting companies use to attract that perfect employee for your restaurant or lounge. Topics include internet postings, reviewing resumes, interview questions and compliance. The instructor will use resume examples to explain specifics regarding what restaurateurs should be looking for in a segment called "The Good, The Bad and the Ugly."The second half of the class focuses on training hospitality employees. Now you have hired that perfect employee, how do you train him or her? Topics covered include core values, internal marketing, team building and server sequencing.
Guest speaker Tim Langfitt, owner and franchisee of Caffino, will talk about his customer service strategy. By focusing on customer service, he is able to successfully compete against larger corporations, in his case, Starbucks.
This low-cost resource class is being held at the SBA on March 12th from 1-4pm. 455 Market Street on the 6th floor. To register, go to www.acteva.com/go/sba
Saturday, March 8, 2008
Tuesday, February 12, 2008
San Francisco Healthcare Security Ordinance
The San Francisco Healthcare Security Ordinance
John M. Ryan, Baybenefits, Inc
What is it, is my business affected and how do I comply?
What is it?
What is the San Francisco Healthcare Security Ordinance? (HSCO) – Here goes the short version….The ordinance is designed to assist uninsured S.F. employees with medical expenditures in the event of sickness, accident and enable preventative medical care. It was passed unanimously by the S.F. Board of Superiors and was sponsored by Tom Ammiano. The ordinance requires employers with 20+ employees to expend money for medical care. Your specific rate will be based on the # of people you employ and the # of hours worked. Businesses with 20-99 employees will be required to spend $1.17 per person per hour. If you have 100+ employees your rate will be $1.78 per hour. You are required all to cover all employees who work more than 10 hours a week and have been working for you more than 90 days. These expenditures must be made each quarter and reported to the city each year. The penalties for non-compliance are very steep and are outlined in the ordinance regulations.
If you have 20-99 employees this works out to $ 203 per month for FT employees.
If you have over 100 employees it works out to $304 for FT employees.
Important- you are required to make an expenditure for all employees who work on average 10+ hours a week.
Is my business affected?
If your company or restaurant has 20+ employees on your payroll full time or part time then YES you are required to make the expenditure beginning January 9, 2008. A careful analysis will need to be conducted to determine how you may be affected and how much your expenditure will be each month or quarter.
Info needed for the analysis:
Employee name, date of birth, date of hire, average # of hours worked each week, copies of any existing insurance medical/dental/vision insurance bills, payroll report showing employee deductions for existing insurance
Employees covered by Medicare or military/veterans insurance may be excluded. Employees covered by spouses or other medical coverage are not excluded. However it is possible but not probable that employees covered by spousal insurance may sign a waiver to relieve you of the expenditure.
What are my options to comply with the ordinance?
There is no cookie cutter solution for compliance with this ordinance. Most businesses will use a combination of several solutions. There will be administrative time and effort, coverage decisions/flexibility and cost considerations.
The fundamental questions to the business owner are
A) Do you want to provide healthcare security for your employees and in turn comply with the ordinance?
or
B) Do you just want to comply with the ordinance?
There are 4 main options:
1) Enroll eligible employees into your existing group medical/dental/vision plans. The health insurance with provide your employees with the greatest amount of financial protection and piece of mind. They will have a medical ID card and the clout that comes with it.
2) Set up a new group medical insurance program or limited benefits Mini-Med plan and enroll your uninsured full time and part time employees.
3) Set up and fund a Health Reimbursement Account (HRA) for eligible employees. These are new programs that do not have an insurance element and simply allow the employee access the money the city required you pay into the account. Your employees may use the money in these accounts to pay for doctor visits, hospital charges, lab fees, pharmacy charges, dental care, etc. If your employees do not use the money in the account, the money may be returned to the business owner. You will need to hire a third party admin company to approve and pay claims.
4) Pay the money to the city of San Francisco and the city will enroll your employees into Healthy San Francisco which allows your S.F. employees to visit city run health clinics or the city will set up medical reimbursement accounts for your employees who do not live in the city.
It is important to note that this is a new ordinance and the learning curve will be steep for everyone. Please refer to the ordinance and regulations for details.
John M. Ryan is President of Baybenefits, Inc. Baybenefits designs, implements and provides ongoing employee benefit solutions for corporate clients. John is the Program Manager for the San Francisco Chamber of Commerce Chamber Health Advantage Membership Program(CHAMP), a Board Member and Legislative Chair for the Golden Gate Assoc. of Health Underwriters and is recognized as an authority on solutions to San Francisco HCSO.
John M. Ryan, Baybenefits, Inc
What is it, is my business affected and how do I comply?
What is it?
What is the San Francisco Healthcare Security Ordinance? (HSCO) – Here goes the short version….The ordinance is designed to assist uninsured S.F. employees with medical expenditures in the event of sickness, accident and enable preventative medical care. It was passed unanimously by the S.F. Board of Superiors and was sponsored by Tom Ammiano. The ordinance requires employers with 20+ employees to expend money for medical care. Your specific rate will be based on the # of people you employ and the # of hours worked. Businesses with 20-99 employees will be required to spend $1.17 per person per hour. If you have 100+ employees your rate will be $1.78 per hour. You are required all to cover all employees who work more than 10 hours a week and have been working for you more than 90 days. These expenditures must be made each quarter and reported to the city each year. The penalties for non-compliance are very steep and are outlined in the ordinance regulations.
If you have 20-99 employees this works out to $ 203 per month for FT employees.
If you have over 100 employees it works out to $304 for FT employees.
Important- you are required to make an expenditure for all employees who work on average 10+ hours a week.
Is my business affected?
If your company or restaurant has 20+ employees on your payroll full time or part time then YES you are required to make the expenditure beginning January 9, 2008. A careful analysis will need to be conducted to determine how you may be affected and how much your expenditure will be each month or quarter.
Info needed for the analysis:
Employee name, date of birth, date of hire, average # of hours worked each week, copies of any existing insurance medical/dental/vision insurance bills, payroll report showing employee deductions for existing insurance
Employees covered by Medicare or military/veterans insurance may be excluded. Employees covered by spouses or other medical coverage are not excluded. However it is possible but not probable that employees covered by spousal insurance may sign a waiver to relieve you of the expenditure.
What are my options to comply with the ordinance?
There is no cookie cutter solution for compliance with this ordinance. Most businesses will use a combination of several solutions. There will be administrative time and effort, coverage decisions/flexibility and cost considerations.
The fundamental questions to the business owner are
A) Do you want to provide healthcare security for your employees and in turn comply with the ordinance?
or
B) Do you just want to comply with the ordinance?
There are 4 main options:
1) Enroll eligible employees into your existing group medical/dental/vision plans. The health insurance with provide your employees with the greatest amount of financial protection and piece of mind. They will have a medical ID card and the clout that comes with it.
2) Set up a new group medical insurance program or limited benefits Mini-Med plan and enroll your uninsured full time and part time employees.
3) Set up and fund a Health Reimbursement Account (HRA) for eligible employees. These are new programs that do not have an insurance element and simply allow the employee access the money the city required you pay into the account. Your employees may use the money in these accounts to pay for doctor visits, hospital charges, lab fees, pharmacy charges, dental care, etc. If your employees do not use the money in the account, the money may be returned to the business owner. You will need to hire a third party admin company to approve and pay claims.
4) Pay the money to the city of San Francisco and the city will enroll your employees into Healthy San Francisco which allows your S.F. employees to visit city run health clinics or the city will set up medical reimbursement accounts for your employees who do not live in the city.
It is important to note that this is a new ordinance and the learning curve will be steep for everyone. Please refer to the ordinance and regulations for details.
John M. Ryan is President of Baybenefits, Inc. Baybenefits designs, implements and provides ongoing employee benefit solutions for corporate clients. John is the Program Manager for the San Francisco Chamber of Commerce Chamber Health Advantage Membership Program(CHAMP), a Board Member and Legislative Chair for the Golden Gate Assoc. of Health Underwriters and is recognized as an authority on solutions to San Francisco HCSO.
Wednesday, January 23, 2008
Restaurant Locations
Starboard Realty is announcing some great restaurant listings.
The first is a financial district location that is a bar only (no food) that comes with a full liquor license. It has a 10 year lease, great rent and the asking price is 325K.
There is also an Upper Market location for a restaurant and bar concept. The build-out and location are great. This opportunity also includes an entertainment license. It has a 7 year lease, great rent and the asking price is 595K.
Finally, there is an Inner Richmond location, great for a cafe concept. This opportunity has a 10 year lease, great rent and the asking price is 250K.
For additional information on these and other opportunities, contact Starboard Realty.
Alex Popov: 415.269.1849
Colleen Meharry: 415.260.4288.
The first is a financial district location that is a bar only (no food) that comes with a full liquor license. It has a 10 year lease, great rent and the asking price is 325K.
There is also an Upper Market location for a restaurant and bar concept. The build-out and location are great. This opportunity also includes an entertainment license. It has a 7 year lease, great rent and the asking price is 595K.
Finally, there is an Inner Richmond location, great for a cafe concept. This opportunity has a 10 year lease, great rent and the asking price is 250K.
For additional information on these and other opportunities, contact Starboard Realty.
Alex Popov: 415.269.1849
Colleen Meharry: 415.260.4288.
Saturday, January 12, 2008
Emergency Stay has Been Granted to the City: Employer Mandated Health Care is Now in Effect
January 9, 2008. The 9th Circuit Court of Appeals today issued an emergency stay granting San Francisco the right to implement the employer mandate during the City's appeal. The City is appealing the District Court decision which concluded the employer mandate is illegal. The GGRA opposed the stay motion. The hearing was held on January 3 in Pasadena before Senior Circuit Judge Alfred Goodwin, and Circuit Judges Stephen Reinhardt and William Fletcher. The judges allowed the stay as they considered the "irreparable harm" to the City if the employer mandate was not allowed to be implemented during the appeals process. The GGRA will study the opinion and consider an appeal of the emergency stay order. The decision on the stay is independent from the rest of the appeals process.
Beginning on the date listed in the stay order, businesses with 50 to 99 employees will need to spend $1.17 per hour on healthcare for each employee working 10 or more hours per week. Businesses with 100 or more employees will need to spend $1.76 per hour for employees working 10 or more hours per week.
Beginning on April 1, unless altered in the order, businesses with 20 to 49 employees will need to spend $1.17 per hour on employees working 10 or more hours per week.
For more information, go to www.ggra.org
Beginning on the date listed in the stay order, businesses with 50 to 99 employees will need to spend $1.17 per hour on healthcare for each employee working 10 or more hours per week. Businesses with 100 or more employees will need to spend $1.76 per hour for employees working 10 or more hours per week.
Beginning on April 1, unless altered in the order, businesses with 20 to 49 employees will need to spend $1.17 per hour on employees working 10 or more hours per week.
For more information, go to www.ggra.org
New Green Business and Sustainability Classes
The San Francisco Small Business Development Center is launching a new series of classes on sustainability. Find out how to become a certified green business, how to save money and the environment and how you can take advantage of rebates and financing to create a program that engages employees and promotes your brand.
Jan. 15 - 6-9 pm - Becoming a Certified Green Business in San Francisco
We'll cover the history and importance of sustainable business practices and the benefits to your business: saving money and more. You'll learn how to get certified and recognized as a Green Business in the City of San Francisco.
Co-sponsored by the San Francisco Department of the Environment
Feb. 12 - 6-9 pm - Running a Green Business
We'll show you how to rethink your business from product to service by adapting useful paradigms of sustainability. You'll become familiar with sustainable practices in Energy, Water, Waste and Procurement.
Mar. 11 - 6-9 pm - Making the Most of Green
We'll show you how to pay for it all using financing and rebates; how to build employee programs to energize your team. Learn to develop markting strategies around sustainability so you can receive your just rewards.
Register for classes at www.acteva.com/go/sba
Classes are held in the SBA Entrepreneur Center: 455 Market St. 6th Floor
For more info call: 415.841.4050.
Jan. 15 - 6-9 pm - Becoming a Certified Green Business in San Francisco
We'll cover the history and importance of sustainable business practices and the benefits to your business: saving money and more. You'll learn how to get certified and recognized as a Green Business in the City of San Francisco.
Co-sponsored by the San Francisco Department of the Environment
Feb. 12 - 6-9 pm - Running a Green Business
We'll show you how to rethink your business from product to service by adapting useful paradigms of sustainability. You'll become familiar with sustainable practices in Energy, Water, Waste and Procurement.
Mar. 11 - 6-9 pm - Making the Most of Green
We'll show you how to pay for it all using financing and rebates; how to build employee programs to energize your team. Learn to develop markting strategies around sustainability so you can receive your just rewards.
Register for classes at www.acteva.com/go/sba
Classes are held in the SBA Entrepreneur Center: 455 Market St. 6th Floor
For more info call: 415.841.4050.
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